With QuickDecisionSM, you can apply online for Group Term Life, 10-Year Level Term, and 20-Year Level Term Life Insurance1 in minutes. There’s no medical exam – just answer some questions about your health and provide some other information. You’ll know if you’re approved in as little as one day for as much as $500,000 in group term life coverage.

Key features and options:

  • Available2 for Bar Association Members Members3 and Spouses/Domestic Partners under age 65 for Term Life and 10-Year Level insurance and age 55 for the 20-Year Level insurance.
  • Coverage amounts up to $500,000 for lawyer members and Spouses/Domestic Partners.
  • Easy online application with real-time medical review.
  • No medical exam – just answer some questions about your health and other information.
  • May be approved in as little as 24-hours.
  • Available exclusively through New York Life Insurance Company.
  • Waiver Premium Option available.
  • Volume discounts and non-smoker rates.
  • Portable,4 so you can take your coverage with you through changes in your career.

Talk with an ABE Specialist.


Your generosity made over $7.6 million in grants possible for 2023.

1Premiums for 10-Year Level Term and 20-Year Level Term overage are not guaranteed but expected to remain level.

2QuickDecisionSM is available on converage of $500,000 or less to Bar Association Members and their Spouses/Domestic Partners under age 65 for Term Life Insurance and 10-Year Leve Term Life, under age 55 for 20-Year Level Term Life. There is a $500,000 lifetime limit for QuickDecision for all life insurance plans combined. Coverage not eligible for QuickDecision will go through normal underwriting, which may include a medical interview or exams at your convenience and our expense. Not available for residents of MT for 20-Year Level Term.

3The terms “Bar Association Member” and Member when used in this website mean a practicing lawyer who is a member of the American Bar Association (ABA) or any entity that is represented in the ABA’s House of Delegates, including state and many local and specialty bar association. A list of all such entities is available at https://abendowment.org/resources.

4Subject to U.S. government regulations on restricted countries.


About the Carrier

Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 under group G-2766-3 (Term Life), G-29104-0 (10 YLT), and G-29168-0 (20-year)on Policy Form GMR.

New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group policies it underwrites are available in all jurisdictions. New York Life's state of domicile is New York and NAIC ID # 66915.



Bonnie Czarny (ABE), is licensed in AR, Insurance License #404091 and CA, Insurance License # 0H99426.

All ABE-sponsored insurance is designed to generate dividends; however dividends are not guaranteed. For more information, visit our Dividend Notice page.

Call 1-800-621-8981 to speak with an ABE Insurance Plan Specialist.

"A few years ago, a good friend of mine died very suddenly. He had not yet turned 40 and left behind a wife and three kids with no insurance. That’s when I decided that I needed to plan to make sure that didn’t happen to my family. My firm provides some life insurance, but it wasn’t enough for me to feel like my family is protected, so I supplemented it with a plan from ABE."

– Andrew Schpak, Barran Liebman, Portland, OR

The experience of the people described in this material may not be representative of the experiences of other members.