Group 10-Year and 20-Year Level Term Life Insurance

With up to $2 million of protection available, ABE-sponsored Level Term Life Insurance plans offer the coverage you need to help secure your family's financial future at exclusively priced rates that are expected to remain the same for the next 10 or 20 years. Coverage and benefit amounts are up to $2 million.

Key features and options:

  • Your choice of 10 or 20 years.
  • Eligibility1:
    • 10-year Level Term Life: Bar Association Members2 and Spouses/Domestic Partners under age 70 who reside in the U.S., District of Columbia, Puerto Rico and U.S. Virgin Islands.
    • 20-year Level Term: Bar Association Member and Spouses/Domestic Partners under age 60 who reside in the U.S., District of Columbia, Puerto Rico and U.S. Virgin Islands.
    • Unmarried children through age 26 (either coverage).
    • QuickDecisionSM available for coverage amounts up to $500,000 for both 10-year and 20-year Level Term Life Insurance3.
  • Coverage amounts up to $2 million for members and spouses/domestic partners and up to $25,000 for children.
  • Living Benefit – 50% of inforce coverage for terminal illness.
  • Volume discounts and non-smoker discounts.
  • Portable,4 so you can take your coverage with you through changes in your career.
  • Waiver Premium Option available for 10-year and 20-year Level Term Life Insurance.

For additional details including assignment of dividends, features, costs, eligibility, renewability, exclusions, and limitations, refer to the 10-Year Level Term Life Insurance Brochure and 20-Year Level Term Life Insurance Brochure.


Estimate your rate two ways:


Talk with an ABE Specialist.


Your generosity made over $7.6 million in grants possible for 2023.

1Coverage may vary or may not be available in all states. For more information, contact an ABE-Insurance Plan Specialist at
1-800-621-8981 or information@abenet.org.

2The terms “Bar Association Member” and Member when used in this website mean a practicing lawyer who is a member of the American Bar Association (ABA) or any entity that is represented in the ABA’s House of Delegates, including state and many local and specialty bar association. A list of all such entities is available at https://abendowment.org/resources.

3QuickDecision is available on coverage of $500,000 or less to Bar Association Members and their Spouses/Domestic Partners under age 65 for Term Life Insurance and 10-Year Level Term Life, under age 55 for 20-Year Level Term Life. There is $500,000 lifetime limit for QuickDecision for all life insurance plans combined. Coverage not eligible for QuickDecision will go through normal underwriting, which may include a medical interview or exams at your convenience and our expense. Not available for residents of MT for 20-Year Level Term.

4Subject to U.S. government regulations on restricted countries.


About the Carrier

Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 under Group policy G-29104-0 (10-year) and G-29168-0 (20-year) on Policy Form GMR.

New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group policies it underwrites are available in all jurisdictions. New York Life's state of domicile is New York and NAIC ID # 66915.



Bonnie Czarny (ABE), is licensed in AR, Insurance License #404091 and CA, Insurance License # 0H99426.

All ABE-sponsored insurance is designed to generate dividends; however dividends are not guaranteed. For more information, visit our Dividend Notice page.

Call 1-800-621-8981 to speak with an ABE Insurance Plan Specialist.

"A few years ago, a good friend of mine died very suddenly. He had not yet turned 40 and left behind a wife and three kids with no insurance. That’s when I decided that I needed to plan to make sure that didn’t happen to my family. My firm provides some life insurance, but it wasn’t enough for me to feel like my family is protected, so I supplemented it with a plan from ABE."

– Andrew Schpak, Barran Liebman, Portland, OR

The experience of the people described in this material may not be representative of the experiences of other members.