Group Hospital Money Insurance

Even if you have health insurance coverage that provides some hospitalization benefits, many out-of-pocket expenses, including deductibles, co-payments, childcare and transportation, may not be covered. Hospital Money Insurance provides supplemental coverage every day, up to 365 days, that you are hospitalized for a covered stay. You can use the funds however you wish.

Key features and options:

  • Eligibility1:
    • ABA lawyer members and spouses/domestic partners residing in the U.S. or Puerto Rico.
    • Unmarried children through age 26.
  • Coverage amounts up to $500 a day.
  • Guaranteed acceptance for you and your family.
  • Pays 100% of daily benefit for emergency outpatient treatment in a hospital or ambulatory surgical center due to illness or injury (up to 5 such visits for each illness or injury within a year) for insureds under age 65.
  • Benefits are doubled for cancer and intensive care.
  • 50% benefit for home health care expenses.
  • Skilled nursing facility benefit.
  • Additional coverage options:
    • $1,000 or $2,000 surgical benefit.
  • Portable,2 so you can take your coverage with you through changes in your career.

For additional details including assignment of dividends, features, costs, eligibility, renewability, exclusions and limitations, refer to the Hospital Money Insurance Brochure.


Estimate your rate two ways.


Talk with an ABE Specialist.


Your generosity made over $7.6 million in grants possible for 2023.

1Not available for residents of VT or WA. MN residents must be insured under a qualified major medical plan in order to request coverage For more information, contact an ABE-Insurance Plan Specialist at 800-621-8981 or information@abenet.org.

2Subject to U.S. Government regulations on restricted countries.


About the Carrier

Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 under Group Policy 11459 on Policy Form GMR.

New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group policies it underwrites are available in all jurisdictions. New York Life's state of domicile is New York and NAIC ID # 66915.



Bonnie Czarny (ABE), is licensed in AR, Ins. Lic. #404091 and CA, Insurance License # 0H99426.

All ABE-sponsored insurance is designed to generate dividends; however dividends are not guaranteed. For more information, visit our Dividend Notice page.

Call 1-800-621-8981 to speak with an ABE Insurance Plan Specialist.

“ABE was an easy choice for me with their exclusively priced coverages and accessibility to the insurance I need. It is an added bonus that ABE supports critical and impactful work within the legal profession and the communities we serve."

– Tamara Nash, Vermillion, SD

The experience of the people described in this material may not be representative of the experiences of other members.