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Accidental Death and Dismemberment Plan Rate Chart

Current Schedule of Benefits And Quarterly Premiums as of 2017

When comparing rates, please keep in mind that although not promised or guaranteed, this plan is designed to generate dividends that an insured is asked to donate to support ABE's charitable mission, or members may annually request that dividends be refunded to them. We ask that you donate these dividends to ABE. If you do so, you will be eligible for a charitable contribution deduction on your individual tax return. (See Assignment of Dividends for further details.)

Benefits for member, spouse, and child(ren) reduce 50% at member age 65 and again at member age 75. Premiums do not reduce.

Member Benefit* Member Premium
$500,000 $105.00
$400,000 $84.00
$300,000 $63.00
$250,000 $52.50
$100,000 $21.00
Spouse/Domestic Partner (DP)
Spouse/Domestic Partner (DP)
$500,000 $84.00
$400,000 $67.20
$300,000 $50.40
$250,000 42.00
$100,000 $16.80
Child Benefit* Child Premium
$50,000 $6.00
$25,000 $3.00

*Premium rates reflect the current rates and benefit structure. Spouse/DP benefit may not exceed member coverage amount. Benefit options are not guaranteed and are subject to change by agreement between ABE and New York Life Insurance Company.

Premiums may vary due to rounding when billed.

New York Life Insurance Company reserves the right to change rates on any August 1, and on any date on which benefits are changed. However, your rates may change only if they are changed for all others in the same class of insureds under this group policy. For example, a class of insureds is a group of people with all the same issue age. Premium rates will vary depending on the option chosen.

This policy is underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 under Group Policy G-11461-0 on policy form GMR-FACE/G-11461-0.

We will be happy to answer your questions. Just call 800-621-8981 or email us at information@abendowment.org


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