Mid-Term Disability Insurance Plan Rate Chart
Schedule of Benefits And Quarterly Premiums
| Member |
Member 60-DAY WAITING PERIOD |
Member 90-DAY WAITING PERIOD |
Member 180-DAY WAITING PERIOD |
|---|---|---|---|
| UNDER 35 | $0.96 | $0.74 | $0.65 |
| 35 - 39 | 1.46 | 1.12 | 0.99 |
| 40 - 44 | 1.90 | 1.46 | 1.29 |
| 45 - 49 | 2.89 | 2.22 | 1.95 |
| 50 - 54 | 4.82 | 3.71 | 3.26 |
| 55 - 59 | 7.39 | 5.69 | 5.00 |
| 60 - 64 | 9.54 | 7.34 | 6.46 |
| 65 - 69* | 10.64 | 8.18 | 7.20 |
* For renewal purposes only.
Spouse/Domestic Partner Rate Chart
| Spouse AGE |
Spouse 90-DAY WAITING PERIOD |
Spouse 180-DAY WAITING PERIOD |
|---|---|---|
| UNDER 35 | $0.92 | $0.81 |
| 35 - 39 | 1.40 | 1.23 |
| 40 - 44 | 1.83 | 1.61 |
| 45 - 49 | 2.78 | 2.44 |
| 50 - 54 | 4.63 | 4.08 |
| 55 - 59 | 7.11 | 6.25 |
| 60 - 64 | 9.17 | 8.07 |
| 65 - 69* | 10.23 | 9.00 |
* For renewal purposes only.
Notice: This Coverage Is Not Available To Residents Of Colorado, Louisiana, New Hampshire, Oregon, South Dakota, Utah, Guam, Puerto Rico, all U.S. Territories, and all foreign countries.
Although not promised or guaranteed, the Plan has a long history of earned experience credits, which you should keep in mind in any rate comparisons. We ask that you leave any experience credits with the Endowment. If you do so, you will be eligible for a charitable contribution deduction on your individual tax return. Members may also annually request that experience credits be refunded to them. (See Experience Credits Notice section for further details.)
Premium are based on the Member's age when coverage becomes effective. They change on the November 1st coinciding with or next following Member's change in age categories as shown. Coverage terminates when Member and/or spouse/domestic partner turn age 70, whichever comes first.
Benefit options are not guaranteed and are subject to change if agreed to by The United States Life Insurance Company In the City of New York and the ABE.
Due to rounding, premiums may differ by pennies when billed.
Benefits available in increments of $100 up to a maximum of $12,000 for Members and $5,000 for spouse/domestic partner. (Spouse/domestic partner benefit cannot exceed 9 times the Member benefit.)
Underwritten by The United States Life Insurance Company In the City of New York
Rates for ages 65-69 are for renewal purpose only.
Member must be insured to insure spouse/domestic partner.
We will be happy to answer your questions. Just call 1-800-621-8981 or e-mail us at information@abendowment.org
